Business Insurance

Commercial Property

This commercial coverage for business owners is designed to cover the following:

  • Owned or leased building.
  • Business personal property.
  • Damage to improvements and betterments.
  • Property of others in your care.
  • Loss of business income.
  • Portable equipment.
  • Much more…

Commercial General Liability

This commercial coverage for business owners is designed to cover the following:

  • Premises and operations liability
  • Contractual liability
  • Products and completed operations liability
  • Personal injury liability
  • Fire damage liability
  • Medical payments coverage.

Premiums are normally based on your sales revenue and/or payroll.

Professional Liability

This commercial coverage is designed to cover the unusual Liability exposures arising from certain Professions. Those Professionals who may need this special coverage include:

  • Physicians
  • Dentists
  • Pharmacists
  • Attorneys
  • Accountants
  • Social Workers
  • Nurses
  • Funeral Home Directors
  • Architects & Engineers
  • Ministers
  • Cosmetologists
  • Programmers and Software Designers
  • Insurance Agents
  • Opticians
  • Veterinarians
  • etc.