Auto Insurance
Things to remember when buying auto insurance.
- Even if the church doesn’t own any vehicles, it needs a policy which provides non-owned auto coverage. Then when the pastor, employee, or church volunteer, is using a personal vehicle on church business, the church is protected if drawn into a claim resulting from an accident. Buy at least $1,000,000 of coverage.
- Purchase hired car coverage. It provides excess liability coverage if the church ever rents a vehicle, such as a van for a youth trip.
- Consider hired physical damage coverage. This provides physical damage coverage if the church ever rents a vehicle and an accident or comprehensive claim results.
