As unbelievable as it sounds, insurance companies are struggling to keep pace with changes in auto accidents due to increasing frequency and severity. Over the last several years, carriers struggled to have premiums meet losses and expenses on personal auto policies that they have underwritten. And while the graph below is a few years old, […] Read More

The kids are grown up, have left the house, and now you and your spouse are empty nesters. How can you make the most of this new stage in life? What lifestyle changes might be impacted by this new transition that might need to be reflected by your insurance protection? Secure an Umbrella policy If […] Read More

How do most people perceive a claims adjuster? When you have a claim on an insurance policy, the adjuster is the person that tries to settle your claim as cheaply as possible and is more concerned about the insurance company’s bottom line than about you getting a fair settlement. At least, that is the public […] Read More