What Are Certificates of Insurance and Why Do We Need Them?

– July 28, 2020

Most agreements/contracts have “insurance requirements” or something similar that required you, the insured, to have certain coverages in pl\ace. These contracts typically request this coverage to be shown on a declarations page or what is called a certificate of insurance (COI). Because it is inconvenient to print the declarations page of every policy, Capitol Insurance […] Read More

What Is Service Line Coverage?

Tony Grahn – July 20, 2020

If you are like most people, you probably fall into one of two categories. Either you are completely unaware that the maintenance of the service lines that run to your house is your responsibility or you are aware and as a result have purchased a home service line warranty. Did you know that service line […] Read More

Catalytic Converter Theft

Jacquelyn Bennett – July 14, 2020

A recent jump in the price of certain precious metals has caused an increase in catalytic converter thefts. Catalytic converters, which convert your cars pollutant gas into less harmful ones, are one of the easiest car parts to steal. If you notice a loud rumbling sound as soon as you turn on your engine, your […] Read More

Common Business Insurance Claims and How to Prevent Them

Jacquelyn Bennett – July 13, 2020

According to one survey we have seen, a business loses $7 off its bottom line for every dollar they collect from an insurance company.  For that reason alone, it is important that businesses do all they can to reduce or prevent insurance claims. The most common claim we see on business insurance policies (other than […] Read More

Agreed Value & Blanket Coverage

Daniel Crichlow – July 6, 2020

Have you ever seen the movie ‘Twins’ with Danny DeVito and Arnold Schwarzenegger? Just imagining those two as twins brings about a good laugh. But, it would be great in real life. If Danny needed something from the top shelf, his twin Arnold would be right there to help. If Arnold needed something from a […] Read More