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Auto Accident

Auto accidents are serious. Call 911 immediately if you are involved in an accident and need emergency medical assistance.

1. Be Prepared

Prepare yourself for an auto accident before it happens. This is an important step to accident safety which many people forget about. Here’s a few things you might want to include.

  • First-Aid Kit
  • Flashlight & Batteries
  • Flares or Reflective Cones
  • Disposable Camera

For more information, check out this article by DMV.org.

2. Stop and Help

First, and most importantly, stop. Immediately call 911 if you need emergency medical assistance.

An auto accident can happen anywhere. If possible, stop in a safe location away from traffic. In the event that you are in an auto accident without any injuries, you may suggest driving to a nearby parking lot or side street for safety. Make sure that you stay in a well-lit area which can be easily found by the police.

Never drive away from an auto accident.

3. Call the Police

Call 911 and tell the operator your emergency and location. If anyone is hurt, they will be able to send help. Police will be able to file an accident report.

4. Do Not Admit Fault

Even if you suspect that the accident was your fault, don’t admit it. Discuss the specifics of the accident only with the police and your insurance agency. Anything you say could be used against you in legal proceedings.

5. Exchange Information

Exchange information with other people in the accident. Try to get the following information.

  • Name
  • Address
  • Phone Number
  • Insurance Policy Number
  • Insurance Company

If witnesses stop, make sure to get their names and phone numbers.

6. Call Capitol

Call Capitol at (317) 253.1155

Call Capitol Insurance at (317) 253.1155 or (800) 305.9856. Be ready to provide any information which you have.