Do you need to lists additional insureds? Do you need waivers of subrogation or primary non-contributory coverage? Claims made or occurrence? All general liability policies are not the same. Make sure you have what you need!
Customer
- Essential coverage for all organizations
Coverage
- Injury or death to others caused by your actions
- Property damage you may cause
- Lawsuits from everyday activities
- Visitor injuries
- Defamation accusations
Cost Factors
- Annual revenue
- Annual payroll
- Square Footage
- Flat/class charges
Claim Examples
- Slips and falls
- Accidental property damage caused by your organization
- Your product injures someone or damages property
- You defame your competitor
Commercial General Liability insurance is an “all-risks” type of insurance This means it provides coverage for risks unless specifically excluded. Specific risks that are normally not covered by General Liability policies include professional services, pollution, liquor, automobile liability, and directors and officers liability and employment practices.