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Personal Insurance

Peace of Mind for the Planner

Capitol provides peace of mind no matter your needs.
Personal

Aircraft

This policy is designed for individually owned aircraft, used for pleasure, business or industrial aid.

Who needs this?

  • Aircraft owners
  • Aircraft leasees
Personal

Auto

This type of policy covers accidents, damage, and liability for cars you own, lease, rent, or drive.

Who needs this?

  • For individuals who own or lease vehicles.
Personal

Boat

Watercraft insurance is an insurance policy that provides coverage for boats and personal watercraft.

Who needs this?

  • Individuals who own personal use watercraft.
  • Owners of boats other than small rowboats & canoes
Personal

Condo

Condo  insurance is for anyone who owns a condo. It is different from Homeowners because you only own the inside of the condo.

Who needs this?

  • Condo owners
Personal

Dwelling Fire

Dwelling fire is intended to provide coverage for dwellings you own and rent to others on a long-term basis.

Who needs this?

  • Anyone who owns residential houses they rent to others on a long-term basis.
Personal

Farm

This policy is designed for individuals who own acreage, and do engage in some degree of farming or own livestock. It is a package policy covering buildings, equipment, feed, and animals.

Who needs this?

  • Farm or ranch owners
  • Hobby farmers
Personal

Home

Homeowners insurance policies cover destruction and damage to a home’s interior and exterior, the loss or theft of possessions, and personal liability for harm to others.

Who needs this?

  • Homeowners
Personal

Life

Life insurance provides coverage in the event of your death, ensuring that you provide for you loved ones even after passing.

Who needs this?

  • Anyone who does not have enough funds to take care of debts on their death
  • Anyone who wants to provide for others after their death
Personal

Motorcycle

Don’t go cheap on motorcycle coverage.  You need liability  and uninsured/underinsure motorist coverage.  Don’t ride without it!

Who needs this?

  • Any one who owns or leases a motorcycle
Personal

Recreational Vehicles

RV insurance protects your motorhome, travel trailer, camper,or fifth wheel.  You can choose from many of options on your policy, designed for the way you use your RV.

Who needs this?

  • Individuals who own recreational vehicles.
Personal

Renters

Renters’ insurance provides some of the benefits of homeowners’ insurance, but does not include coverage for the building, except for small alterations you may have done.

Who needs this?

  • Any one who rents a space to live
Personal

Umbrella

A liability policy that provides additional coverage, above that provided in your home, auto, and boat policies.  It can protect your assets from being taken when a claim exceeds your other policies.    

Who needs this?

  • Anyone who needs higher limits of liability protection.