Foreign Liability Business

Foreign General Liability coverage is the first line of defense against legal actions arising from operations outside the U.S. But it can also cover much more.

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Customer

Any business that operates outside the US.

Coverage

Damages or injuries an employee causes while in another country
Employees out of country facing: injury or death, medical needs or emergency evacuation
When employees travel to certain countries where kidnapping is more common

Cost Factors

Where you are going?
What you are doing?
How long you are doing it?
How many people are going?
Are you renting vehicle while there?

Claim Examples

Damage to property caused by an employee traveling
Employee is injured on the job overseas (Workers Comp only covers U.S)
Liability due to and auto accident while an employee is driving in another country
Employee becomes serious ill while on a foreign trip

Many U.S. companies with foreign exposures buy a Foreign Package Policy that contains a number of coverages such as Foreign General Liability, Foreign Contingent Business Auto, Foreign Voluntary Workers Compensation, Foreign Property, Kidnap And Extortion, Accidental Death & Dismemberment, and Emergency Travel Services.