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Property Business

Commercial property insurance typically covers your business building or office, equipment, tools, inventory, supplies, computers, business furniture, valuable papers and business records.

Get a Quote Call us at (317) 253.1155

Customer

  • Owners and mortgagees
  • Landlords and tenants

Coverage

  • Owned or leased building
  • Business personal property
  • Property of others in your care
  • Loss of business income
  • Portable equipment
  • Glass or stained glass
  • Exterior Signs
  • Landscaping
  • Business Income
  • Loss of Use

Cost Factors

  • Age of building
  • Location
  • Occupancy
  • Square footage
  • Type of construction
  • Replacement Cost or Market Value
  • Fire and theft protection
  • Claim history
  • Options included on policy tc.

Claim Examples

  • Wind damages your roof
  • Computers are stolen
  • Your customers good are damaged in a fire
  • Valuable papers damage in a fire
  • Business Income Expense – should a covered loss affect your business income
  • Lightening knocks our your server
  • Sign is damaged by a rock from a mower

Property insurance protects your organization’s physical assets from fire, explosions, burst pipes,
storms, theft and vandalism. Earthquakes and floods typically arenā€™t covered by commercial
property insurance unless those perils are added to the policy (may require a separate policy).

What should I look for in Commercial Property insurance?