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Auto Church

Commercial auto insurance provides protection for any vehicle designated for your church’s use against both property damage and liability.

Get a Quote Call us at (317) 253.1155

Customer

  • Churches with vehicles
  • Bus ministries
  • Non-profits whose volunteers use vehicles

Coverage

  • Property and vehicle damage
  • Liability for bodily injury to others
  • Medical expenses
  • Un- and under-insured motorist coverage
  • Rented or borrowed vehicles

Cost Factors

  • Vehicle year, make, model
  • Vehicle cost new
  • Where vehicle is stored
  • Usage
  • Coverage amounts

Claim Examples

  • Hail damage
  • Accident damage caused when you’re at-fault
  • Accident damage caused by uninsured
  • Windshield chips or cracks

Commercial vehicle insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage. However, there are also differences between a church auto insurance policy and your personal auto policy that may include eligibility, definitions, coverages, exclusions, and limits.  Having an insurance professional review your exposures is important in making sure you have the right limits and coverages.

Unattached tools and materials transported in your vehicle are not covered by commercial auto insurance but could be covered as part of a business owner’s or equipment floater policy.