Fiduciary Liability insurance helps protect churches from claims of mismanagement and the legal liability related to serving as a fiduciary. If your church sponsors a retirement or health plan for employees, and if you are involved in any way with the management of that plan, you are likely considered a fiduciary.
Fiduciary Liability policies are claims-made policies that have a retroactive date. Make sure the retroactive date is appropriate for your situation. A trusted insurance advisor can help you out with that determination!