ClaimsHow to report a claim.
PaymentsMake a payment.
BlogHelpful info for savvy consumers.
AboutMeet the Capitol Team.

Farm Personal

This policy is designed for individuals who own acreage, and do engage in some degree of farming or own livestock. It is a package policy covering buildings, equipment, feed, and animals.

Get a Quote Call us at (317) 253.1155


  • Farm or ranch owners
  • Hobby farmers


  • Damage to your home, storage buildings, barns, and other outbuildings.
  • Damage to the contents of covered buildings.
  • Damage to hay, feed, silage, etc.
  • Additional living expenses if you cannot live in your home because of covered damage (rent, food, utilities, etc.).
  • Damage to farm equipment and machinery.
  • Damage to livestock, poultry, and other animals.

Cost Factors

  • Age & upkeep of farmhouse & other structures
  • Machinery
  • Livestock
  • Operations

Claim Examples

  • Your barn burns down with your farm equipment in it
  • Your sheep get attached by the neighbors dogs
  • Your tractor is in an accident on the road
  • Some of your farm equipment is stolen

Farm and ranch insurance is a hybrid form of coverage meant to protect you both personally and commercially. Like a standard homeowners policy, farm insurance will cover your home, possessions and personal liability. Beyond that, it also includes coverage for your machinery and livestock (though not for your crops).