ClaimsHow to report a claim.
PaymentsMake a payment.
BlogHelpful info for savvy consumers.
AboutMeet the Capitol Team.

Motorcycle Personal

Don’t go cheap on motorcycle coverage.  You need liability  and uninsured/underinsure motorist coverage.  Don’t ride without it!

Get a Quote Call us at (317) 253.1155


  • Any one who owns or leases a motorcycle


  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Coverage for customized motorcycle parts
  • Uninsured/underinsured motorist (UM/UIM) coverage

Cost Factors

  • Your age, your driving record and where you live
  • ​Type or style of bike you ride—for example, sport bike, cruiser or custom motorcycle
  • Age of the motorcycle
  • Number of miles you ride a year
  • Where you store your bike
  • Save money by dropping coverage during off-season, but don’t forget to add it back on before your first ride!

Claim Examples

  • Motorcycle collisions

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle—and to be within your budget. Below is a guide to insurance coverage for your bike—and some tips to make your insurance ride more “easy” on your wallet.

What is uninsured/underinsured coverage?

Never get motorcycle insurance without Uninsured/Underinsured motorists coverage.  If you get hit by someone without insurance, or with no enough insurance, you policy will cover your bike and you.  And while you are at it, don’t forget to increase medical expenses on your policy.  Safe riding includes making sure you have the protection you need when ever other precaution you have taken fails.