Make sure your policy covers any alterations or improvements you make to your condo. Not all policies do.
Customer
- Condo owners
Coverage
- Property damage to condo
- Damage to your contents
- Additional living expenses
- Personal liability
- Improvements and betterments
- Loss assessment
Cost Factors
- Where you live
- How the condo is built
- What the COA policy covers
- The coverages you select
- The limits you set
- The deductible you choose
Claim Examples
- Smoke damage to your contents from another condo’s fire
- Injuries to your guests
- Assessments for covered claims on the master policy that exceed the limits
- Theft or loss of your personal property world-wide
Your condo association should have a policy to cover the exterior of your home, but you still need coverage for the rest. That is where Condo insurance starts. Condo insurance can be confusing and dependent upon what your COA’s policy covers. Talk to one of our insurance professionals about appropriate coverage for your condo.