Why Is My Homeowner’s Premium Increasing?

– April 16, 2018

Maybe you have noticed that your homeowner’s premiums have increased quite a bit in recent years and wondered why?  We don’t like it any more than you do, but it is due to factors outside our (or your) control. Consider these facts: There has been unprecedented hail activity in the past several years in our […] Read More

April Showers Bring Ma..ssive Floods

– April 9, 2018

If your home or business suffers water damage, would it be covered under your insurance policy?  A homeowner’s insurance policy, and commercial (business) property policy are very similar in what they do and don’t cover relating to floods and other water damage losses. There are 4 common types of water damage claims that can occur, […] Read More

Don’t Be Fooled by the Phrases

– April 2, 2018

The most important part of your insurance policy is the agent who puts it together. I say this because insurance can be very technical, and often confusing. Having a knowledgeable professional walk you through your policy can make all the difference at claim time. There is a minefield of insurance lingo and phrases that can […] Read More

Decisions for Graduates – Car and Housing Insurance

– March 26, 2018

This spring many new college graduates will take their place in the work force.  They will face the first of many lifetime financial decisions.  Since many graduates have been covered under their parent’s policies, they will now need to buy these coverage’s themselves.  Here are a couple of tips: Car Insurance When to come off […] Read More

Top 5 Reasons You Should Get Under an Umbrella (Insurance Policy)

– March 19, 2018

Everyone should consider purchasing a personal umbrella policy. Umbrella insurance won’t protect you from getting wet, but can certainly protect you from the storms of life! For most people, an umbrella is purchased to provide higher liability limits above their current auto or homeowners/renters policy.  An umbrella is purchased in increments of $1,000,000, and generally […] Read More

How to Plan a Successful Spring Break Trip

– March 12, 2018

Are you planning a Spring Break trip? Before you make all of your final plans, think about these five things: 1.  What is the culture like where I am going? If you’re traveling outside of the U.S., or to a different state, make sure you research cultural norms. In some countries, pointing with your index […] Read More

How Do I Kick the Cloudy Weather Blues?

– March 5, 2018

Cloudy weather got you down? It happens to the best of us. Although I generally enjoy cool, cloudy weather, sometimes we just want some sunshine. Here are some of the ways that I cope with less than desirable weather. Exercise Getting to the gym or doing some cardio right in your own living room can […] Read More