Author Archives Adam Murray

What is Hired and Non-Owned Auto Insurance?

Adam Murray – March 30, 2020

One of the most easily overlooked areas of a commercial insurance policy is in regards to auto insurance. “But Adam, my business doesn’t own any vehicles” one might object. Here lies the problem. Most of us assume that because the vehicle is not owned by the business, that it creates no exposure for the business. […] Read More

Do I Need Mission Trip Insurance?

Adam Murray – March 16, 2020

“Go therefore and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, teaching them to observe all that I have commanded you. Matthew 28:19-20 This is the last command that Jesus gave his disciples recorded in the book of Matthew. Across the […] Read More

10 Tips for a Smooth Claims Process

Adam Murray – February 24, 2020

None of us want to be involved in a claim. We all hope to be lucky enough to avoid a car accident, house fire, an employee lawsuit, a slip and fall at our office, etc. However, the reality is that many of us will find ourselves in these types of situations, and it’s important that […] Read More

The Importance of a Personal Umbrella Policy

Adam Murray – January 13, 2020

Have you ever been caught in a thunderstorm without an umbrella? I have! I don’t mind being caught in a storm if I can go inside and change my clothes. No harm done. However, if a storm caused me to show up soaking wet to a meeting, or forces me to sit in soaking wet […] Read More

What Is Directors & Officers Insurance?

Adam Murray – November 11, 2019

Have you ever served on a board before? Perhaps you are on the board of a Fortune 500 company, or volunteering on the board of your church? Regardless of the circumstances, if you are a director or officer of any organization, you need Directors and Officers liability protection. Make sure that the organization carries D&O […] Read More

Halloween Safety

Adam Murray – October 28, 2019

Fall means Halloween isn’t far away and while that means lots of fun for kids, it also brings a lot of safety concerns. Dark streets when kids are thinking more about candy than cars is a real threat. Statistics show a child is twice as likely to be hit by a car on Halloween than […] Read More

Protecting Our Children From Sexual Abuse

Adam Murray – August 16, 2019

This is not a fun topic to address. The statistics surrounding sexual abuse are astounding. It is very possible that you yourself have been a victim of sexual abuse scandals coming out of the SBC, or IFBC, or the Catholic Church and many other denominations. Statistically, our churches are running rampant with people who have […] Read More

How Should I Prepare for a Tornado?

Adam Murray – August 12, 2019

“It’s a twister! It’s a twister!” I think we can all take a powerful lesson from Dorothy in the classic movie, The Wizard of Oz. Poor Dorothy was on her way home, trying to outrun a tornado that was sweeping across the field near her house. While her family wisely made it to the storm […] Read More

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Insuring Young Drivers

Adam Murray – June 24, 2019

Any parent who has placed their life in the hands of their young, 16-year old’s driving ability knows that this is a truly terrifying experience. Eventually, they become responsible, experienced drivers who understand and follow the rules of the road. But for a few years, youthful operators pose the greatest risk to roadway safety. In […] Read More