At Capitol Insurance Group, our priority is to provide our clients with proper protection at a competitive cost through quality care. As an Independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation.
No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank. Contact us for a quote today!
Capitol Insurance Group has more church programs and companies than virtually anyone. And we are in the process of adding more! We can find the perfect coverage and best value through competition. Learn more.
We monitor your policies for unusual jumps in premiums. When needed and every three years, we find the best value for you. You only need to update your information. Learn more.
Commercial auto insurance provides protection for any vehicle designated for your church’s use against both property damage and liability.
Who needs this?
Churches with vehicles
Bus ministries
Non-profits whose volunteers use vehicles
Commercial property insurance typically covers your business building or office, equipment, tools, inventory, supplies, computers, business furniture, valuable papers and business records.
Who needs this?
Owners and mortgagees
Landlords and tenants
Protects your organization from financial loss should you be liable for property damage, bodily injury, or personal and advertising injury caused by your operations or your employees.
Who needs this?Essential coverage for all organizations
Provides higher limits on liability insurance protection for when the cost of a lawsuit exceeds the limit of your primary policies.
Who needs this?
Churches
Non-profits
Other Organizations
This liability policy is essential for all organizations that work with seniors, elderly or children. It defends against sexual abuse and molestation accusations until an alleged perpetrator is found to be guilty.
Who needs this?
Any organization with vulnerable individuals in their care, custody, or control.
Employees and volunteers
Who needs this?
Churches
Non-profits
You have a vision of how you want your business to grow. You need insurance that grows with it. Capitol Insurance Group has the speed and access you need to keep up with the competition. Our agents are undisputed experts on traditional and cutting-edge risk management. Capitol Insurance Group delivers the protection you need and the support and resources you deserve.
Insurance companies are specialists. We find the insurance company that provides the best value for insuring your unique risks. Even if that means using multiple companies meet your needs. Learn more.
We monitor your policies for unusual jumps in premiums. When needed and every three years, we find the best value for you. You only need to update your information. Learn more.
Commercial auto insurance provides protection for any vehicle designated for your church’s use against both property damage and liability.
Who needs this?
Churches with vehicles
Bus ministries
Non-profits whose volunteers use vehicles
Commercial property insurance typically covers your business building or office, equipment, tools, inventory, supplies, computers, business furniture, valuable papers and business records.
Who needs this?
Owners and mortgagees
Landlords and tenants
Protects your organization from financial loss should you be liable for property damage, bodily injury, or personal and advertising injury caused by your operations or your employees.
Who needs this?Essential coverage for all organizations
Cyber policies cover the risks and exposures that are caused by operating in a digital world. They have a diversity of coverages and are regularly updated. Our cyber experts can help you navigate them.
Who needs this?
Essential coverage for any business.
Errors and omissions (E&O) insurance (as professional liability insurance is commonly known) provides added protection against claims of misrepresentation, negligence, good faith violations, and error or failure to offer a service or render an opinion.
Who needs this?
Accountants
Attorneys
Real estate brokers
Other organizations
Provides higher limits on liability insurance protection for when the cost of a lawsuit exceeds the limit of your primary policies.
Who needs this?
Churches
Non-profits
Other organizations
You work hard and plan for your future. Unprotected risks can wreck those plans. You insurance coverage seriously. So do we. Cheap policies don’t protect you. We would rather lose you as a client than provide you less (or more) coverage than what you truly need. That’s the kind of integrity you get with Capitol. Learn More.
When your rate increases, we can compare rates with other companies to ensure you always have the best value insurance. Insurance agents with only one company can’t do that for you. Capitol Insurance Group can. Learn more.
We monitor your rates carefully. If there’s an unusual increase, we review your account. We do the work for you to find your best option. You do nothing other than decide if you want to change companies! Learn more.
Homeowners insurance policies cover destruction and damage to a home’s interior and exterior, the loss or theft of possessions, and personal liability for harm to others.
Who needs this?Homeowners
This type of policy covers accidents, damage, and liability for cars you own, lease, rent, or drive.
Who needs this?
For individuals who own or lease vehicles.
A liability policy that provides additional coverage, above that provided in your home, auto, and boat policies. It can protect your assets from being taken when a claim exceeds your other policies.
Who needs this?Anyone who needs higher limits of liability protection.
Condo insurance is for anyone who owns a condo. It is different from Homeowners because you only own the inside of the condo.
Who needs this?
Condo owners
Renters’ insurance provides some of the benefits of homeowners’ insurance, but does not include coverage for the building, except for small alterations you may have done.

Who needs this?
Any one who rents a space to live
How much would it set you back financially if you had to replace all your personal possessions, from furniture to electronics to clothing and other items? It is important to ensure that all you own is correctly valued and that the flood insurance policy you put in place covers your loss.
Who needs this?Any one who lives in a high-risk area.
