Secure Peace of Mind
for Your Community

We find your family, church, or business an ideal insurance policy by searching and evaluating our many exclusive insurance providers.

Capitol provides peace of mind no matter your needs.

PEACE OF MIND

For the Steward

Our experts design an insurance package that addresses your unique needs through access to many premium insurance companies. Your coverage will provide affordable value and safeguard your most important assets.

Multiple Carriers

Capitol has more church programs and companies than virtually anyone. And we are in the process of adding more! We can find the perfect coverage and best value through competition. Learn more.

Automatic Shopping

We monitor your policies for unusual jumps in premiums. When needed and every three years, we find the best value for you. You only need to update your information. Learn more.
The Right Policies for Your Church
Church

Auto

Commercial auto insurance provides protection for any vehicle designated for your church’s use against both property damage and liability.

Who needs this?

Churches with vehicles

Bus ministries

Non-profits whose volunteers use vehicles
Church

Crime

Crime insurance covers money, securities and other property against criminal acts, such as employee theft, robbery, forgery, extortion and computer fraud.

Who needs this?

Churches with employees or volunteers

Non-profits with customers and vendors

Organizations that maintain customer records
Church

Cyber Deception & Liability

Cyber policies cover the risks and exposures that are caused by operating in a digital world. They have a diversity of coverages and are regularly updated. Our cyber experts can help you navigate them.

Who needs this?

Churches

Non-profits
Church

Directors & Officers Liability

Directors & Officers is a type of liability insurance covering officers, board members, and employees for claims made against them while carrying out their duties.

Who needs this?

Non-profit boards

Community Associations such as a Homeowners Association or Board

For-profit companies with a board of directors
Church

Employment Practice Liability (EPLI)

Designed to protect employers from employee lawsuits alleging poor employment practices.

Who needs this?

Every church, non-profit, or organization with employees
Church

Equipment Floater

Transporting equipment can result in damage not covered by your property or auto policies. Equipment Floater insurance fills that gap.

Who needs this?

Non-profits that move equipment from place to place

Churches with multiple sites
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PEACE OF MIND

For the Visionary

You have a vision of how you want your business to grow. You need insurance that grows with it. Capitol has the speed and access you need to keep up with the competition. Our agents are undisputed experts on traditional and cutting-edge risk management. Capitol delivers the protection you need and the support and resources you deserve.

Multiple Carriers

Insurance companies are specialists. We find the insurance company that provides the best value for insuring your unique risks. Even if that means using multiple companies meet your needs. Learn more.

Automatic Shopping

We monitor your policies for unusual jumps in premiums. When needed and every three years, we find the best value for you. You only need to update your information. Learn more.
The Right Policies for Your Business
Business

Aircraft

This policy is designed for individually owned aircraft, used for pleasure, business or industrial aid.

Who needs this?

Individuals or businesses who own or lease aircraft of any kind.
Business

Auto

Commercial auto insurance provides protection for any vehicle designated for your organization’s use against both property damage and liability.

Who needs this?

Carpenters, painters, and other contractors

Landscapers and plow services

Caterers, real estate, sales, etc.
Business

Builders Risk

Builders Risk policies provide protection for losses associated with ongoing construction projects. It can cover new construction and renovations as well as the material used in the construction.

Who needs this?

Property owners managing a building project

Builders, contractors, & community developers

House flippers
Business

Business Owners Policy

A business owner’s policy (BOP) is a combination policy that combines the coverages offered in both business liability coverage and commercial property insurance.

Who needs this?

Small business owners
Business

Cyber Deception & Liability

Cyber policies cover the risks and exposures that are caused by operating in a digital world. They have a diversity of coverages and are regularly updated. Our cyber experts can help you navigate them.

Who needs this?

Essential coverage for any business.
Business

Directors & Officers Liability

Directors & Officers is a type of liability insurance covering officers, board members, and employees for claims made against them while carrying out their duties.

Who needs this?

Non-profit boards

Community Associations such as a Homeowners Association or Board

For-profit companies with a board of directors
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PEACE OF MIND

For the Planner

You work hard and plan for your future. Unprotected risks can wreck those plans. You insurance coverage seriously. So do we. Cheap policies don't protect you. We would rather lose you as a client than provide you less (or more) coverage than what you truly need. That’s the kind of integrity you get with Capitol.

Multiple Carriers

When your rate increases, we can compare rates with other companies to ensure you always have the best value insurance. Insurance agents with only one company can’t do that for you. Capitol can. Learn more.

Automatic Shopping

We monitor your rates carefully. If there's an unusual increase, we review your account. We do the work for you to find your best option. You do nothing other than decide if you want to change companies! Learn more.
The Right Policies for You
Personal

Aircraft

This policy is designed for individually owned aircraft, used for pleasure, business or industrial aid.

Who needs this?

Aircraft owners

Aircraft leasees
Personal

Auto

This type of policy covers accidents, damage, and liability for cars you own, lease, rent, or drive.

Who needs this?

For individuals who own or lease vehicles.
Personal

Boat

Watercraft insurance is an insurance policy that provides coverage for boats and personal watercraft.

Who needs this?

Individuals who own personal use watercraft.

Owners of boats other than small rowboats & canoes
Personal

Condo

Condo insurance is for anyone who owns a condo. It is different from Homeowners because you only own the inside of the condo.

Who needs this?

Condo owners
Personal

Dwelling Fire

Dwelling fire is intended to provide coverage for dwellings you own and rent to others on a long-term basis.

Who needs this?

Anyone who owns residential houses they rent to others on a long-term basis.
Personal

Farm

This policy is designed for individuals who own acreage, and do engage in some degree of farming or own livestock. It is a package policy covering buildings, equipment, feed, and animals.

Who needs this?

Farm or ranch owners

Hobby farmers
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