Make sure you choose replacement cost and not actual cash value to cover your personal property!
Customer
- Any one who rents a space to live
Coverage
- Your personal property
- Additional living expenses
- Personal liability
- High valued theft items may be scheduled
Cost Factors
- Limit of contents chosen
- Age of residence and type of construction
- Deductible chosen
- Whether jewelry & other items are scheduled
- Location to fire station
Claim Examples
- Fire or smoke damage to your property
- Theft of luggage on vacation – you have coverage world-wide
- Water damage
- Your guest injures himself while visiting
- Living expenses if you cannot live there due to a covered loss
- Your bathtub overflows damaging the property below
Renters insurance is an insurance policy that can cover theft, water backup damage, certain natural disasters, bodily injuries and more in a rented property. If you rent an apartment, home or even a dorm, renters insurance is recommended for protecting your space and belongings in the event of a covered accident. Speak with one of our insurance professionals about a renters policy.