Seasonal

What to Consider Before Buying a Pool

Jessica Dillon – August 10, 2020

With many public pools remaining closed this summer due to COVID-19, more homeowners are considering building or purchasing a pool. If this is you, check with Capitol to ensure your coverage B, other structures coverage, is enough to repair or replace your pool if it is damaged by a covered loss. (e.g. falling tree that […] Read More

Grandpa’s Christmas Insecurities

Tony Grahn – December 18, 2019

I’m not old enough to be a Grandpa, right? Certainly, my friends would agree, wouldn’t they? Nevertheless, I find myself already with two granddaughters and a grandson on the way. How thrilling! This brings great excitement, but can also bring insecurities. Insecurities over their future health, their faith in God, and the trials they’ll face […] Read More

Halloween Safety

Adam Murray – October 28, 2019

Fall means Halloween isn’t far away and while that means lots of fun for kids, it also brings a lot of safety concerns. Dark streets when kids are thinking more about candy than cars is a real threat. Statistics show a child is twice as likely to be hit by a car on Halloween than […] Read More

Helping Employees Get Through the “Winter Slump”

Daniel Crichlow – October 14, 2019

We’ve all been in situations during the cold, dark winter work months where we simply want to act like a bear and either hibernate until Spring or lash out at people. But as a productive member of society, and your workplace, those oh so tempting options just aren’t practical. Whether you are an employer looking […] Read More

What Are the Signs of Heat Illness?

Daniel Crichlow – August 26, 2019

As a prior golf professional and a high school golf coach, looking out for heat-related illnesses such as heat stroke was very important. Sure, the risk wasn’t as high as sports such as football, but it was still there. Some people can suffer from heat illness just by sitting in the heat for too long. […] Read More

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How Can I Protect My Home While on Vacation?

Tony Grahn – August 19, 2019

It is the season for vacations. But it is not a vacation when you come home to find that your home as been burglarized while you were gone. Below are a few things you can do to reduce that risk while you are away. Don’t post pictures While it is tempting, don’t post pictures of […] Read More

How Should I Prepare for a Tornado?

Adam Murray – August 12, 2019

“It’s a twister! It’s a twister!” I think we can all take a powerful lesson from Dorothy in the classic movie, The Wizard of Oz. Poor Dorothy was on her way home, trying to outrun a tornado that was sweeping across the field near her house. While her family wisely made it to the storm […] Read More

Summer Toy Safety

Tony Grahn – July 15, 2019

Summer days bring all of us out of our houses and out into the sun to have some fun. Whether you are a landlubber or a boater, you have your summer toys that help you have some summer fun. But, those toys bring risk to you, your family and your financial security. Here are some […] Read More

Motorcycle Safety Tips

Jim Tice – May 20, 2019

Few things provide as much pleasure as riding a motorcycle on a lightly traveled winding country road. Unfortunately, to get to these roads a motorcyclist usually needs to navigate heavily traveled city streets and interstate highways. While this is a lot less dangerous than many people think there is no doubt a motorcyclist is in […] Read More

April Showers Bring May Hail Claims

Tony Grahn – April 8, 2019

There is nothing you can do to prevent a hail storm from hitting your house, but if one does, here are some things you need to know as it relates to insurance protection: • Not all hail storms jeopardize the integrity of your roof. During most hail storms, roofs aren’t damaged because of the size […] Read More

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Estimating Homeowners Insurance for a New House

Jim Tice – February 25, 2019

Spring is a popular time for people to begin the process of shopping for a new house. The decision of whether or not to move, and what house to choose, is often driven by the cost involved. Of course, the cost of the house is most importan and interest rates are also a major consideration, […] Read More

Daily Habits to Keep You Healthy

Daniel Crichlow – January 7, 2019

We’ve all tried, or know someone who has tried a diet, or a New Year’s resolution to help them get healthier. However, it ends up being a train wreck, and if we’re honest, sometimes pretty entertaining to watch. There is a major reason that New Year’s resolutions, diets, and other new trends don’t work – […] Read More

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Christmas Cheer

Tony Grahn – December 23, 2018

There is something special about the holidays, especially Thanksgiving and the Christmas season. For most of us, it brings pleasant memories and an enjoyable time of year.  Of course, who doesn’t want the pleasantries of hot cocoa, cookies, gifts, and the warmth of a fireplace with your family with you? If I could condense it down […] Read More

DIY Christmas Gifts

Jacquelyn Bennett – December 10, 2018

Many DIY gifts can be cheesy, or don’t get used. Hopefully the suggestions below will give you some Christmas gift ideas that are much more realistic and usable.  Hopefully, the suggestions above help you prepare as we get closer to Christmas! Read More

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10 Simple Christmas Cookies

Jacquelyn Bennett – December 3, 2018

“A balanced diet is a Christmas cookies in each hand.” -Unknown Many have memories and family traditions that involve baking and eating Christmas cookies. However, with the stress of the holiday, it is difficult to find the time and energy to prepare Pinterest perfect sweets. Below, I will provide you with some simple recipes for […] Read More

Thanksgiving Decorating Tips

Jacquelyn Bennett – November 19, 2018

For many, Thanksgiving is when the coziness of winter begins. Use the following decoration ideas to help make your house cozy, and ready for Thanksgiving! (Click on the pictures for the links) Decor Centerpieces Table Settings Wreaths Thankfulness Trees Hopefully this provides you with some inspiration for how to make your Thanksgiving a cozy experience! Read More

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Concentration & Study Tips

Daniel Crichlow – November 12, 2018

Whether you’re about to take a hard final exam, or are studying for your first insurance designation exam, knowing what to study, how to study, and how to concentrate on what you’re studying is important. Here are my top 5 tips on how to improve your study and concentration skills. 1. Increase the number of […] Read More

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Hayride Safety Procedures

Jacquelyn Bennett – October 29, 2018

Fall brings a whole new season of fun activities—apple picking, pumpkin carving, bonfires, and hayrides. However, as with every activity, safety procedures must be in place. Below, I will explain the best steps to take when planning a hayride. A hayride, when not planned for, can be a dangerous thing. For example, instances, where children have […] Read More

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So You Think You Can Hunt?

Daniel Crichlow – October 22, 2018

Autumn brings some fun things with it: apple picking, pumpkin carving, football, and sweet treats. However, for some, the best thing it brings is whitetail deer hunting. It brings the opportunity to outsmart an animal that has learned over hundreds of years, how not to be seen. It brings the satisfaction of being able to provide […] Read More

Top 5 Fireplace Safety Tips

Daniel Crichlow – October 15, 2018

We no longer build fireplaces for physical warmth, we build them for the warmth of the soul; we build them to dream by, to hope by, to home by.” Edna Ferber I don’t know about you, but when the leaves start to change color, and the weather becomes colder, I start to get excited, because […] Read More

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How to Prepare Your House and Car for Cold Weather

Daniel Crichlow – September 17, 2018

We’ve all been in a situation where the elements are ripping into us, and making life miserable. All we can do is think about getting into our nice warm car to find a small haven from terrible mother nature, only to hear the most nightmarish sound imaginable… silence. Your car won’t start. Now you’re faced with […] Read More

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3 Local Camping Destinations & Why You Should Visit Them

Tony Grahn – September 3, 2018

There are many good camping destinations in Indiana. Having grown up in Indianapolis, I have always heard of many camping options. The following three are my personal favorite. As a daytrip, overnight backpacking escape, or a place to bring your RV, all have accomodations.        1. McCormick’s Creek State Park.  Just 53 miles […] Read More

Recipe's for Summer - Raspberries

Recipe’s for Summer – Raspberries

Jacquelyn Bennett – July 27, 2018

If you have never seen a video of a bunny eating raspberries, you haven’t lived. Before you read on, you must watch the following video. Funny, Cute Bunny Rabbit Eating Raspberries! Sweet Funny Bunnies Rabbits Funny bunny eats raspberries. Sweet bunny rabbit eating fruit, rasberrys. Cute funny bunny rabbit eats rasberries – berries. Funny bunnys, […] Read More

Staying Safe with Fireworks

Staying Safe with Fireworks

Adam Murray – July 2, 2018

A couple of years ago on the 4th, I was sitting on the beach of Lake Michigan. My family and I were waiting for fireworks to begin. 5 minutes prior to start time, I heard fireworks going off, and turned around just in time to see a man, on fire, running into the lake. Thankfully, there […] Read More

Cookouts, Pool Openings, and the Indy 500

Cookouts, Pool Openings, and the Indy 500

Tony Grahn – May 28, 2018

(Memorial Day Weekend in Indy – a Time of Gratefulness!) What do cookouts, pool openings, and the Indianapolis 500 all have in common?  Two things:  Memorial Day Weekend. I am most grateful for Memorial Day Weekend because I often find myself reflecting on the values I hold most dear – values that guide my heart […] Read More

Pre-Ride Motorcycle Prep & Local Motorcycle Routes

Pre-Ride Motorcycle Prep & Local Motorcycle Routes

Jim Tice – April 30, 2018

If you own a motorcycle, now that warmer weather is finally here, you are undoubtedly ready to hit the road and enjoy the wonderful freedom that only a motorcycle can bring.  Before taking your first ride there are a few things you should do. Assuming you properly prepared your motorcycle for winter storage (fuel stabilizer and […] Read More

April Showers Bring Ma..ssive Floods

Tony Grahn – April 9, 2018

If your home or business suffers water damage, would it be covered under your insurance policy?  A homeowner’s insurance policy, and commercial (business) property policy are very similar in what they do and don’t cover relating to floods and other water damage losses. There are 4 common types of water damage claims that can occur, […] Read More

How to Plan a Successful Spring Break Trip

Daniel Crichlow – March 12, 2018

Are you planning a Spring Break trip? Before you make all of your final plans, think about these five things: 1.  What is the culture like where I am going? If you’re traveling outside of the U.S., or to a different state, make sure you research cultural norms. In some countries, pointing with your index […] Read More

How Do I Kick the Cloudy Weather Blues?

Adam Murray – March 5, 2018

Cloudy weather got you down? It happens to the best of us. Although I generally enjoy cool, cloudy weather, sometimes we just want some sunshine. Here are some of the ways that I cope with less than desirable weather. Exercise Getting to the gym or doing some cardio right in your own living room can […] Read More

Valentines Day Date Ideas

Jacquelyn Bennett – February 12, 2018

Valentines Day is only 2 days away! Do you have plans? Below are some simple Valentines Day date ideas to make your day special. For the Homebody’s Cook a meal together and watch a movie (Candy from the Dollar Store makes the movie extra fun!) Cuddle on the couch and read your favorite books. Have […] Read More

Which Christmas Gifts Should Be Added to My Insurance?

Jim Tice – January 8, 2018

We all know that our personal property is covered under our homeowners policy. However, did you know that coverage is limited for some property?  Now that we have given and received Christmas gifts, now is a good time to see if anything we own, especially any new Christmas gifts, are subject to these limits on […] Read More

5 Reasons Christmas Is Significant

Adam Murray – December 24, 2017

Christmas is a time when as Christians, we celebrate the Creator of the world, who stooped down to take the form of a man. But what is the significance of this doctrine (the incarnation), and how is it relevant to us today? It Opens Up Scripture The incarnation helps us to see that the Old Testament […] Read More

Ways to Give Back This Christmas Season

Jim Tice – December 18, 2017

Receiving gifts is enjoyable, but not nearly as rewarding as giving.  There are so many worthy causes, No one can afford to donate to all of them, but below are some ideas you should consider. 10 Ways to Give Back Visit a homeless shelter and donate blankets, gloves, socks, hats, or coats. We would recommend […] Read More

What Do I Do with My Motorcycle During Winter?

Jim Tice – December 13, 2017

With good motorcycling days gone, it’s helpful to review the steps for storing your motorcycle during winter. This will allow it to start and run well when spring rolls around.  Attention needs to be paid to both the fuel and ignition systems. Clean Your Fuel Tank. Fuel left in a tank over the winter can gum […] Read More

6 Fall Activities near Indy

Jacquelyn Bennett – October 16, 2017

You’re walking outside, under a cloudless, deep blue sky, and hear the crunch of fallen leaves under your feet. You breathe in the cool crisp air and somehow you can tell that fall is here. For many people, Fall wouldn’t be complete without pumpkins, cider, hayrides and more. However, it is easy for some of […] Read More

Cold Weather Tips for Winter

Jim Tice – January 10, 2017

As winter is coming closer, now is a good time to review the things we need to do to prepare our homes and cars for the harsh winter conditions.  Here is a quick checklist to help you make sure you are prepared: Cold Weather Home Tips Protect Your Pipes Leave faucets dripping. Drain water from […] Read More