If your home is burglarized, what is the first thing the thief would look for? Unquestionably, it’s jewelry. People with extensive jewelry collections are at a higher risk for theft. Therefore, homeowners’ policies have a limit on how much coverage is provided under the basic policy. But people who want or need more coverage can […] Read More

Insurance companies that insure businesses and nonprofits spend a good deal of money and time with loss control – the practice of trying to prevent future losses. Loss Control – The practice of trying to prevent future losses. The process usually begins with a representative visiting an insured and inspecting their property and procedures. Often […] Read More

None of us want to be involved in a claim. We all hope to be lucky enough to avoid a car accident, house fire, an employee lawsuit, a slip and fall at our office, etc. However, the reality is that many of us will find ourselves in these types of situations, and it’s important that […] Read More

We have all seen the commercials. Just sign your name and drive away in a new car. Sometimes it’s on a lease, and sometimes it is financing with nothing down. Either way, although it’s a great way to obtain the car, it could present a big problem for the buyer. As we know, new cars […] Read More

So you’ve finally done it! You started your own company. You’ve dissected your markets and know what demographics to target, researched how your product or service should perform, obtained necessary capital, networked with important providers and potential partners and clients, researched your IT needs and purchased the needed equipment. You’re ready, but it seems like […] Read More

Did you know that many businesses that have a major fire never re-open? This is in spite of the fact that they had insurance on their building and contents? The reason being that they do not carry Business Interruption Insurance. The fact is that insuring the income stream of a successful business is just as […] Read More

“Oh no! You did it exactly like I told you to!” I noticed this sign on my uncle’s office door one day, and all I could do was smile. Partly because it was a joke, of course, but also because humans are prone to make mistakes! At times, it can be comical to watch someone […] Read More

Have you ever served on a board before? Perhaps you are on the board of a Fortune 500 company, or volunteering on the board of your church? Regardless of the circumstances, if you are a director or officer of any organization, you need Directors and Officers liability protection. Make sure that the organization carries D&O […] Read More

Periodically, I like to call competing insurance companies and have them quote my personal insurance. This way, I can know if it really is possible to save 15% on my car insurance (I never do) and to see the quality of service and advice I receive. Last week I called into one of these companies […] Read More