Author Archives Daniel Crichlow

Pet Insurance: What is it and is it worth it?

Daniel Crichlow – March 9, 2020

Pet insurance is relatively new to the insurance world. We’ve been covering your business and personal belongings for years, but covering your pet? Come on, that’s crazy, right? Actually, it may not be as crazy as you may think. Several insurance companies have started to offer plans to cover your four-legged friend. Surprisingly, coverages can […] Read More

Business Insurance for Startups

Daniel Crichlow – January 21, 2020

So you’ve finally done it! You started your own company. You’ve dissected your markets and know what demographics to target, researched how your product or service should perform, obtained necessary capital, networked with important providers and potential partners and clients, researched your IT needs and purchased the needed equipment. You’re ready, but it seems like […] Read More

Is It Covered?

Daniel Crichlow – December 30, 2019

You just had a claim! That’s never fun, but hopefully, you purchased the right type and amount of insurance to cover the loss. One of the worst feelings, in my opinion, is waiting in the ‘unknown zone.’ You’re not sure of an answer that could help or hurt you and being forced to wait to […] Read More

How Our Lives Became Driven by Price

Daniel Crichlow – December 17, 2019

It is very interesting to me how we have seen a shift in culture over the past decades. Not all of this shift is bad though. It drives innovation, entrepreneurship, freedom in the market and helps to prevent monopolies. However, this shift has some consequences as well. It forces certain suppliers to cut on quality, […] Read More

Helping Employees Get Through the “Winter Slump”

Daniel Crichlow – October 14, 2019

We’ve all been in situations during the cold, dark winter work months where we simply want to act like a bear and either hibernate until Spring or lash out at people. But as a productive member of society, and your workplace, those oh so tempting options just aren’t practical. Whether you are an employer looking […] Read More

How to Reduce Your Liability Exposure

Daniel Crichlow – September 16, 2019

If you’re a business owner or just human, liability exposure is an issue. From having someone over for a barbeque to starting a dynamite manufacturing company, everything we do has some risk. How can we prevent that risk from ‘coming in like a wrecking ball’ and causing panic at the disco?’ Here are my top […] Read More

What Are the Signs of Heat Illness?

Daniel Crichlow – August 26, 2019

As a prior golf professional and a high school golf coach, looking out for heat-related illnesses such as heat stroke was very important. Sure, the risk wasn’t as high as sports such as football, but it was still there. Some people can suffer from heat illness just by sitting in the heat for too long. […] Read More