Miscellaneous

New Bill on Phone Use in the Car

Adam Murray – August 17, 2020

In a 43-4 decision, the United States Senate voted to pass House Bill 1070. Effective 7/1/20, the legislation replaces the existing ban on texting and driving, which to this point has been deemed unenforceable.” Are you now allowed to text and drive? Quite the contrary. In the past, the ban on texting and driving was […] Read More

Coverage for Electric Scooter Rentals

Jim Tice – June 15, 2020

Society changes faster than insurance policy language.  New things come along never imagined by those who wrote insurance policies, and therefore, sometimes those policies don’t provide coverage.  Such is the case with the motorized scooters that can be rented in Indianapolis, and many other cities. Anyone renting one of these scooters might look to either […] Read More

Leasing a Car vs. Buying a Car

Daniel Crichlow – June 1, 2020

So your car is on its last leg, literally. It only has one good tire left, very little braking power, bad steering control, the AC doesn’t work anymore, and it’s leaking oil. You decide it’s time to let old ‘Thunder’ go out to pasture and find a new KITT (the car from Knight Rider). Now […] Read More

Claim Adjuster Misconceptions

Jim Tice – May 4, 2020

To most of us, the adjuster is the person that is making it difficult for us to collect what we believe our insurance company owes us. The person who is trying to inflate the company’s profit by not paying claims they should. I’ve been around the business for over fifty years, and I’ve met a […] Read More

Reducing Distractions While Driving

Adam Murray – April 20, 2020

We have all been there. Running 10 minutes late, driving with our knee while simultaneously putting on our seatbelt and fussing with google maps, trying to figure out if we need to merge east or west. Or, maybe you come to a stoplight and think to yourself, “this is a good time to return that […] Read More

Pet Insurance: What is it and is it worth it?

Daniel Crichlow – March 9, 2020

Pet insurance is relatively new to the insurance world. We’ve been covering your business and personal belongings for years, but covering your pet? Come on, that’s crazy, right? Actually, it may not be as crazy as you may think. Several insurance companies have started to offer plans to cover your four-legged friend. Surprisingly, coverages can […] Read More

Helping Employees Get Through the “Winter Slump”

Daniel Crichlow – October 14, 2019

We’ve all been in situations during the cold, dark winter work months where we simply want to act like a bear and either hibernate until Spring or lash out at people. But as a productive member of society, and your workplace, those oh so tempting options just aren’t practical. Whether you are an employer looking […] Read More

Is Your Special Event Covered?

Tony Grahn – October 7, 2019

When planning a large event, you want to think about everything going right rather than what may go wrong. Worst-case scenarios are difficult to discuss, but every good event planner prepares as best they can. Having your event covered in case of cancellation, property damage, or other unexpected incidents is essential. Event liability insurance adds […] Read More

What Are the Signs of Heat Illness?

Daniel Crichlow – August 26, 2019

As a prior golf professional and a high school golf coach, looking out for heat-related illnesses such as heat stroke was very important. Sure, the risk wasn’t as high as sports such as football, but it was still there. Some people can suffer from heat illness just by sitting in the heat for too long. […] Read More

Why You Should Use a Realtor

Daniel Crichlow – July 30, 2019

My wife and I are beginning to look for a new home, which is so exciting. However, shopping for a home, or even trying to sell a home, can be a very stressful thing! It can feel like you’re trying to climb a mountain with no rope – scary! However, when we started this process, […] Read More

Pros and Cons of a Public Adjuster

Jim Tice – March 4, 2019

How do most people perceive a claims adjuster? When you have a claim on an insurance policy, the adjuster is the person that tries to settle your claim as cheaply as possible and is more concerned about the insurance company’s bottom line than about you getting a fair settlement. At least, that is the public […] Read More

Daily Habits to Keep You Healthy

Daniel Crichlow – January 7, 2019

We’ve all tried, or know someone who has tried a diet, or a New Year’s resolution to help them get healthier. However, it ends up being a train wreck, and if we’re honest, sometimes pretty entertaining to watch. There is a major reason that New Year’s resolutions, diets, and other new trends don’t work – […] Read More

DIY Christmas Gifts

Jacquelyn Bennett – December 10, 2018

Many DIY gifts can be cheesy, or don’t get used. Hopefully the suggestions below will give you some Christmas gift ideas that are much more realistic and usable.  Hopefully, the suggestions above help you prepare as we get closer to Christmas! Read More

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10 Simple Christmas Cookies

Jacquelyn Bennett – December 3, 2018

“A balanced diet is a Christmas cookies in each hand.” -Unknown Many have memories and family traditions that involve baking and eating Christmas cookies. However, with the stress of the holiday, it is difficult to find the time and energy to prepare Pinterest perfect sweets. Below, I will provide you with some simple recipes for […] Read More

Thanksgiving Decorating Tips

Jacquelyn Bennett – November 19, 2018

For many, Thanksgiving is when the coziness of winter begins. Use the following decoration ideas to help make your house cozy, and ready for Thanksgiving! (Click on the pictures for the links) Decor Centerpieces Table Settings Wreaths Thankfulness Trees Hopefully this provides you with some inspiration for how to make your Thanksgiving a cozy experience! Read More

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Concentration & Study Tips

Daniel Crichlow – November 12, 2018

Whether you’re about to take a hard final exam, or are studying for your first insurance designation exam, knowing what to study, how to study, and how to concentrate on what you’re studying is important. Here are my top 5 tips on how to improve your study and concentration skills. 1. Increase the number of […] Read More

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Hayride Safety Procedures

Jacquelyn Bennett – October 29, 2018

Fall brings a whole new season of fun activities—apple picking, pumpkin carving, bonfires, and hayrides. However, as with every activity, safety procedures must be in place. Below, I will explain the best steps to take when planning a hayride. A hayride, when not planned for, can be a dangerous thing. For example, instances, where children have […] Read More

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So You Think You Can Hunt?

Daniel Crichlow – October 22, 2018

Autumn brings some fun things with it: apple picking, pumpkin carving, football, and sweet treats. However, for some, the best thing it brings is whitetail deer hunting. It brings the opportunity to outsmart an animal that has learned over hundreds of years, how not to be seen. It brings the satisfaction of being able to provide […] Read More

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Updating Your Resume – Tips & Free Help

Jacquelyn Bennett – September 10, 2018

The average recruiter spends 6 seconds looking at your resume.   6 seconds. Let that sink in. .. If your resume only gets looked at for 6 seconds, what do you want to stand out? This is why you need to take the time to polish your resume.   Read the tips below for help. […] Read More

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3 Local Camping Destinations & Why You Should Visit Them

Tony Grahn – September 3, 2018

There are many good camping destinations in Indiana. Having grown up in Indianapolis, I have always heard of many camping options. The following three are my personal favorite. As a daytrip, overnight backpacking escape, or a place to bring your RV, all have accomodations.        1. McCormick’s Creek State Park.  Just 53 miles […] Read More

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What Should Newlyweds Know About Insurance?

Daniel Crichlow – August 27, 2018

Coming up to my wife and I’s one year anniversary has me thinking how marriage affected our insurance as newlyweds. Was there anything I could have done to improve my insurance coverage? If you’re about to get married or have been married for years, there are still some things you should consider. Top 5 things […] Read More

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What to Do After Buying Your First Insurance Policy

Daniel Crichlow – August 13, 2018

You just bought a new insurance policy from an independent agent. Congratulations! Now what do you do? There are five things you should make sure you accomplish after you buy a new insurance policy:        1. Know who to call. When you buy a new insurance policy, the people you will call in the event […] Read More

Recipe's for Summer - Raspberries

Recipe’s for Summer – Raspberries

Jacquelyn Bennett – July 27, 2018

If you have never seen a video of a bunny eating raspberries, you haven’t lived. Before you read on, you must watch the following video. Funny, Cute Bunny Rabbit Eating Raspberries! Sweet Funny Bunnies Rabbits Funny bunny eats raspberries. Sweet bunny rabbit eating fruit, rasberrys. Cute funny bunny rabbit eats rasberries – berries. Funny bunnys, […] Read More

New Federal Requirements for Youth Sports Related to Sexual Abuse

New Federal Requirements for Youth Sports Related to Sexual Abuse

Tony Grahn – July 10, 2018

The USA Gymnastics sexual abuse scandal brought a lot of attention to growing concerns for children while participating in sports.  This might have been the final catalyst motivating Congress to pass a new law, in late 2017, aimed at preventing child sexual abuse. The Protecting Young Victims from Sexual Abuse and Safe Sport Authorization Act […] Read More

What Is Usage Based Car Insurance?

What Is Usage Based Car Insurance?

Jim Tice – June 25, 2018

For many years, car insurance rates have been determined by familiar factors such as the driver’s age, sex, driving record, type of vehicle, how the vehicle is used, and credit ratings. Modern technology is making possible the use of other factors which could revolutionize car insurance. This is called Usage Based Insurance (UBI). Some companies are now testing UBI. […] Read More

Why I Celebrate My Dad on Father’s Day

Jacquelyn Bennett – June 17, 2018

“Your memories from your early childhood seem to have such purchase on your emotions. They are so concrete.” ~ Dana Spiotta There I was, perched on top of columns of file cabinets.  Effortlessly, I’d crawl up the drawer handles to reach the top.  The next hours were spent drawing on scrap paper with sharpies, highlighters […] Read More

Cookouts, Pool Openings, and the Indy 500

Cookouts, Pool Openings, and the Indy 500

Tony Grahn – May 28, 2018

(Memorial Day Weekend in Indy – a Time of Gratefulness!) What do cookouts, pool openings, and the Indianapolis 500 all have in common?  Two things:  Memorial Day Weekend. I am most grateful for Memorial Day Weekend because I often find myself reflecting on the values I hold most dear – values that guide my heart […] Read More

Pre-Ride Motorcycle Prep & Local Motorcycle Routes

Pre-Ride Motorcycle Prep & Local Motorcycle Routes

Jim Tice – April 30, 2018

If you own a motorcycle, now that warmer weather is finally here, you are undoubtedly ready to hit the road and enjoy the wonderful freedom that only a motorcycle can bring.  Before taking your first ride there are a few things you should do. Assuming you properly prepared your motorcycle for winter storage (fuel stabilizer and […] Read More

April Showers Bring Ma..ssive Floods

Tony Grahn – April 9, 2018

If your home or business suffers water damage, would it be covered under your insurance policy?  A homeowner’s insurance policy, and commercial (business) property policy are very similar in what they do and don’t cover relating to floods and other water damage losses. There are 4 common types of water damage claims that can occur, […] Read More

Don’t Be Fooled by the Phrases

Adam Murray – April 2, 2018

The most important part of your insurance policy is the agent who puts it together. I say this because insurance can be very technical, and often confusing. Having a knowledgeable professional walk you through your policy can make all the difference at claim time. There is a minefield of insurance lingo and phrases that can […] Read More

How to Plan a Successful Spring Break Trip

Daniel Crichlow – March 12, 2018

Are you planning a Spring Break trip? Before you make all of your final plans, think about these five things: 1.  What is the culture like where I am going? If you’re traveling outside of the U.S., or to a different state, make sure you research cultural norms. In some countries, pointing with your index […] Read More

How Do I Kick the Cloudy Weather Blues?

Adam Murray – March 5, 2018

Cloudy weather got you down? It happens to the best of us. Although I generally enjoy cool, cloudy weather, sometimes we just want some sunshine. Here are some of the ways that I cope with less than desirable weather. Exercise Getting to the gym or doing some cardio right in your own living room can […] Read More

What Does Wedding Insurance Cover and Why Do I Need It?

Adam Murray – February 19, 2018

As a newly engaged man, the last thing I want is for disaster to strike our special day. Unfortunately, there are many dangers that our wedding is exposed to. Thankfully, wedding insurance can be a great way to protect the investments you have made in your wedding day. Not all wedding protection policies are the […] Read More

Valentines Day Date Ideas

Jacquelyn Bennett – February 12, 2018

Valentines Day is only 2 days away! Do you have plans? Below are some simple Valentines Day date ideas to make your day special. For the Homebody’s Cook a meal together and watch a movie (Candy from the Dollar Store makes the movie extra fun!) Cuddle on the couch and read your favorite books. Have […] Read More

What Makes a Company Worth Representing?

Daniel Crichlow – January 29, 2018

I have often been asked why I don’t carry one company or represent another. This leads to the question: What makes a company worth representing? Would you do business with a company that intentionally cut corners? What if they had a reputation of saying no? Surely, you wouldn’t! And we wouldn’t do business with a […] Read More

Ways to Give Back This Christmas Season

Jim Tice – December 18, 2017

Receiving gifts is enjoyable, but not nearly as rewarding as giving.  There are so many worthy causes, No one can afford to donate to all of them, but below are some ideas you should consider. 10 Ways to Give Back Visit a homeless shelter and donate blankets, gloves, socks, hats, or coats. We would recommend […] Read More

What Do I Do with My Motorcycle During Winter?

Jim Tice – December 13, 2017

With good motorcycling days gone, it’s helpful to review the steps for storing your motorcycle during winter. This will allow it to start and run well when spring rolls around.  Attention needs to be paid to both the fuel and ignition systems. Clean Your Fuel Tank. Fuel left in a tank over the winter can gum […] Read More

Why Should I Schedule Contents?

Adam Murray – November 20, 2017

The most overlooked aspect of insurance is scheduling property on a homeowners or renters policy. Many people don’t know why they need to schedule contents. Or, even worse, they don’t know what to schedule. Hopefully, this article will help serve as a guide. There are generally 3 major reasons to schedule your property: Eliminate Sub-limits […] Read More

Your Insurance Company Is out to Get You!

Tony Grahn – November 13, 2017

Emotionally, you may be in agreement with the title, “Your Insurance Company Is out to Get You!” However, I’m here to tell you that this is one of the biggest misconceptions about the insurance industry. William Penn once said:  “Justice is the insurance which we have on our lives and property. Obedience is the premium […] Read More