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Umbrella Business

Provides higher limits of liability insurance for when the cost of a lawsuit exceeds the limit of your primary policies.

Get a Quote Call us at (317) 253.1155


  • All organizations should consider an Umbrella policy.


  • Legal fees
  • Medical bills
  • Damage expenses

Cost Factors

  • Type of entity
  • Number and type of owned vehicles

Claim Examples

  • Auto accident causes severe damage to personal property or others
  • Employee decides to sue you for back injury
  • A customer trips and has long-term medical issues as a result



Over and above your other insurance coverages, and Umbrella policy picks up coverage where your other liability policies end. It will provide additional funds for those claims that exceed the limits of your other liability policies. This is an important coverage that every organization should consider.  The greater your company‚Äôs assets, the higher your business umbrella limits should be

Make sure the Umbrella extends over your General Liability Policy, Auto Policy, and Workers Compensation Policy. You can determine this by looking on the Schedule of Coverages of your Umbrella Policy. If coverages are missing, or they are there with no limits, ask your agent.