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Umbrella Church

Provides higher limits on liability insurance protection for when the cost of a lawsuit exceeds the limit of your primary policies.

Get a Quote Call us at (317) 253.1155


  • Churches
  • Non-profits
  • Other organizations


  • Legal fees
  • Medical bills
  • Damage expenses

Cost Factors

  • Type of organization
  • Organizational activities
  • Number and type of any owned vehicles

Claim Examples

  • Lawsuits exceeding coverage of other policies
  • Severe auto accidents
  • Employee injury suits

Over and above your other insurance coverages, an Umbrella policy picks up coverage where your other liability policies end. It will provide additional funds for those claims that exceed the limits of your other liability policies. This is an important coverage that every church should consider.  The greater your church’s assets, the higher your umbrella limits should be

Make sure the Umbrella extends over your General Liability Policy, Auto Policy, and Workers Compensation Policy. You can determine this by looking on the Schedule of Coverages of your Umbrella Policy. If coverages are missing, or they are there with no limits, ask your agent.