Smoke damage to your contents from another condo’s fire
Injuries to your guests
Assessments for covered claims on the master policy that exceed the limits
Theft or loss of your personal property world-wide
Your condo association should have a policy to cover the exterior of your home, but you still need coverage for the rest. That is where Condo insurance starts. Condo insurance can be confusing and dependent upon what your COA’s policy covers. Talk to one of our insurance professional about appropriate coverages for your condo.
Make sure your policy covers any alterations or improvements you make to your condo. Not all policies do.